We calculate the cost of over 30 loans to help you compare and find the best deal for you
The loans we’re recommending for secured and unsecured finance
âA financial asset is any asset that is eagle finance latonia ky: cash, an equity instrument of another company, or involves a contractual right to receive cash or another financial asset, or to exchange financial assets or liabilities with third parties under potentially favorable conditions.
But this contractual nature could generate conflict from the perspective of some financial instruments, such as shares, whose contractual nature is not so clear. In this regard, it should be noted that the Commercial Code makes reference to “Special Commercial Contracts” in Book II, which regulates Commercial Companies and their classes. However, and given that the rule establishes the primacy of the fund over the form, we are not going to enter into sterile debates outside the financial-accounting sphere and, therefore, we will consider the shares as a contractual formula.
Moneyback Bank loans from Alliance & Leicester come with one of the lowest interest rates on unsecured borrowing around – rates and repayments are also fixed, so you won’t have to worry about any interest rate rises.
A unique feature is the “money back” scheme on loan payment protection insurance – offering an annual rebate on your premium each year of your loan term.
Moneybank Bank unsecured loans can be repaid over a period of up to 5 years and used for any purpose, including debt consolidation.
You do not need to be a homeowner to take out this loan, but you will need to have a regular income and a good credit history.
If you are a homeowner with a secured loan that is secured against the equity in your home there are a number of options that may be available to you in the event that you are intending to move house.
The options open to you will depend on a number of factors including the policies of the lender through which you have your secured loan. However options can include: repaying the homeowner loan in full out of the equity that you get from the sale of your existing property, taking out a larger mortgage for your new property and repaying the homeowner loan with that, thus transferring the amount that you owe on the homeowner loan to your new mortgage, or transferring the homeowner loan to your new property…. read more
Buying a new vehicle can be very exciting but can also be expensive, and for most people getting a new or newer vehicle involves having to sort out suitable finance.
There are a number of finance options available if you are looking to purchase a vehicle, and the type that is best suited to you will depend on your needs, preferences, and of course your financial status. … read more
To defer repayments on a loan means to take a payment break at the start of the loan term, in other words you receive the loan amount but then do not have to start repaying the loan for an initial period â usually around 3 months.
Many lenders offer deferred repayments on unsecured loans, with the length of the repayment break varying from one lender to another. … read more
A couple has spoken about the thousands of pounds they were charged by a secured loan lender for insurance that they could never use. They took out the loan two years ago, and said that they have experienced nothing but financial problems ever since.
The couple state that they were charged over eighteen thousand pounds for Payment Protection Insurance cover that they did not need or want after being persuaded to purchase the insurance cover when they took out the loan. … read more.
Over recent weeks the Chancellor of the Exchequer has been pushing for lenders in the UK to increase availability for longer term fixed rate mortgages of up to the whole term of the mortgage to increase stability further for those that may face difficulties when it comes to variable repayments.
However, according to industry professionals most consumers are not keen to take out these longer term mortgage loans, and prefer to take out fixed rates on a shorter term. … read more.
The financial headlines in the UK have been filled with information about the effects of the global credit crunch of late. All financial sectors have been affected and consumers have found that accessibility to finance, particularly for those with damaged credit, has become more and more difficult.
According to recent figures the last seven months has seen rejections on mortgage loan applications soar by nearly sixty percent…. read more.
We all want to make the best of our homes – which are essentially our sanctuaries where we can take time out from the stresses and hassles of the outside world and instead we can relax and kick back with our loved ones.
Home improvements can really improve the quality of life for those living in the property and can make a huge difference to your enjoyment of the time that you spend in the home… read on
Many households in the UK are suffering from high levels of debt, with a number of loans, credit cards, store cards, catalogues and more, each of which could be costing a small fortune in interest.
If you’ve got mounting up debts with several different lenders it may be time to consolidate them. By consolidating all of your existing debts you can start to save yourself money in repayments… read on